The latest on credit cards

We've had numerous emails and phone calls asking for an update on the credit cards issue.

Last year, after a three-year battle, we finally got good news for consumers regarding credit cards, as States Members unanimously supported a proposal to allow credit reference agencies the access to the personal data that they need for us to have access again to all the normal credit cards.

Since then, we’ve been meeting Government representatives regularly to get an update on the progress of this. The Government is currently working to link our electoral registration system to the wider UK system. As part of this work, they are also liaising with Guernsey and the Isle of Man, who are in a similar position to Jersey.

As you might imagine, this piece of work is very complicated, lengthy, and costly – all meaning that this is not going to be a quick fix. At the moment, the Government isn’t able to give us a time frame of when it will be completed, but representatives say that this project it is very important to them, and that they are working hard to move it forward.

Please be assured that we are hearing your concerns. Not having access to a wide range of credit card providers remains a very serious and important issue for Islanders – therefore, it is still an important issue for the Jersey Consumer Council and one we want to see resolved.

We will continue to remind the Government of this and to ask for regular updates on behalf of consumers

More from Finances and Insurance

  • Deadline approaching for Islanders who want to opt out of new credit data sharing

    Islanders who do not want their basic personal information shared with UK credit reference agencies have until the end of the day on Wednesday (29 July) to opt out before the new system comes into effect. From 30 July, the Government of Jersey will begin securely sharing the name, residential address and date of birth of Jersey residents aged 18 and over with the UK credit reference agencies Experian and Equifax.

  • Credit card data sharing: your questions answered

    Following years of campaigning by the Jersey Consumer Council, Jersey residents will soon have ‘more choice and greater access to’ credit cards. From 30 July, the Government of Jersey has confirmed that credit reference agencies such as Experian and Equifax will now be able to securely access Jersey residents' data through new data-sharing arrangements.

  • ‘More choice and greater access to credit cards’ on the way

    Following years of campaigning by the Jersey Consumer Council, Jersey residents will soon have ‘more choice and greater access to’ credit cards. From 30 July, the Government will be securely sharing Islanders’ personal data with UK credit reference agencies, unless people decide to opt out.