Simple steps can be taken to lower the amount due on your phone bill each month. No one wants to suffer from bill shock and many are over-paying for their telecoms services. Follow our tips below to help you save money and stop over-paying on your mobile services:

• ‘Unlimited’ data can actually result in high phone bills. Many people exceed their data allowance, with even ‘unlimited’ packages often having hidden limits on a customer’s data usage. Reducing your data usage by turning off background data could help lower your phone bill charges
• Your phone contract could be wrong for you. Research has shown that 8 out of 10 people are on the wrong mobile phone tariff, with a majority rarely using their full text, minute or data allowance. Analyse your usage and see if another, cheaper package could better suit your needs
• Set up a spend cap. Some telecoms providers allow you to limit usage outside your monthly allowance. This can help prevent roaming charges from costing you dearly and give you better control over your final phone bill
• Ensure you are not using data roaming when abroad. By leaving data on overseas, many are hit by enormous bills on their return. Attempt to either not use data at all or as little as possible when away in order to avoid large costs
• Decide whether pay-as-you-go or pay monthly contracts better suit your usage. For those who rarely use their phone, a pay-as-you-go contract would probably be more cost effective
• Be careful when making international calls. Especially living in Jersey, it is easy to forget that some calls may be classified as international and carry extra charges. You may consider other methods of communication, such as Skype or Facetime, to avoid international fees on your bill